harrods exchange policy

The building offers 1 dock, 2 overhead door, roughly 2,500 +/- SF of office showroom, ample parking, as well as a three . Found inside – Page 175... Volkswagen Group, Siemens, Deutsche Bank, London Stock Exchange with 24%, Barclays and Harrods, Total, GDF Suez, ... Foreign investments have provided Qatar with substantial gravity in foreign policy, diplomacy, regional influence, ... If you wish to return Product(s) previously purchased in store or online in any of our four stores, we are offering a full refund or exchange (if available) up to twenty-eight (28) days after our stores reopen. Found inside... department store of Harrods, Claridges Hotel and the London Stock Exchange and in the iconic office developments in ... These include policy proposals and the creation of institutions, such as the Publish What You Pay initiative and ... 13. Harrods's CFO concludes that the combined firm with synergy will be worth £191 million and Selfridge can be acquired at a premium of £10 million. There are certain scenarios where it is difficult for us to support returns & exchanges. These Terms & Conditions are subject to change in accordance to the Bank's policy & as published on its electronic website. View Amanda Kvarzell's profile on LinkedIn, the world's largest professional community. Please note: a few brands (including Christian Louboutin and some of our fine jewellery boutiques) have their own returns rules - click the Return Exceptions tab to find out more. Found inside – Page 26than the first closing date for the THIS struggle for control of Harrods gross income of more than twice that provide ... on the Stock Exchange at prices businesses were brought together . which do not represent their real They covered ... TUBE An 8 minute walk from South Kensington underground station or a 10 minute walk from Knightsbridge underground station. Freelance Photographic Retouching Services London. Here is the exchange: Harrods font. Beauty products, fragrances and pharmaceutical products. Found inside – Page 136As has been noted, the concept of the public interest underlying British competition policy is so broad that scarely ... It was repeatedly addressed in the course of inquiries into a series of bids involving the Harrods department store ... . Items must be returned to us unused with all NET‑A‑PORTER tags and designer labels still attached. The luxury store is known around the world for offering customers the finest products and world-class service in an exceptional location. The perfect addition to your optical frames, find a style that fit yours & just clip it! 13. c/o Bleckmann Fashion & Lifestyle, Hanzepoort 30. Obviously, it's important that you have a solid return or exchange policy, and that it's easily accessible for customers. Upon receipt of the return authorisation number you have 14 days to exchange or return your Cartier creation in a new and unused state, in perfect condition, with all protective materials in place and tags and stickers attached to them. Underwear, nightwear and swimwear, unless the protective adhesive strip is still in place and the item is in a saleable condition. 87-135 Brompton Rd, Knightsbridge, London SW1X 7XL (Lower Ground Floor) H Café. Harrods is the jewel in the crown of London department stores. Found inside – Page 369His remedy for cost - push inflation was ' incomes policy . ' Inflation could never be stopped , in his view , unless firm ... Harrods concern with cost - push inflation led him to be decidedly lukewarm toward flexible exchange rates . 8690413 7565607 5899505 6264711 7955321 seotmstmp Incoming Description: The property at 9 Harrods Landing Dr Prospect, KY 40059 in the Harrods Landing subdivision with the MLS# 1598516 is currently listed for $255,000 and has been on the market for 21 days. Found inside – Page 315... Policy Board ( proposed ) Falkland Islands Review ) ( 1983 ) 291 88 , 90 , 100-2 , 103 , 105 , 121 ... European Community 65-6 , 67 , 68 , Harris , K. 92 69 , 70 , 297 Harrods takeover 150 Exchange Rate Mechanism 66 ... (1) Indians under 300 percent of poverty If an individual enrolled in any qualified health plan in the individual market through an Exchange is an Indian (as defined in section 5304(d) of title 25) whose household income is not more than 300 percent of the poverty line for a family of the size involved, then, for purposes of this section— What would this policy do to the trade balance and the real exchange rate? Found inside – Page 148The ordinary shares of Harrods ( Buenos Ayres ) are quoted and dealt in on the Stock Exchange , London , at about 25s . ... pursue a more conservative policy in respect to distribution of profits if it stood alone than Harrods ( Buenos ... Found inside – Page 667Indeed , a lack of concern for the problems of companies operating abroad appears to be Mr. O. R. GUARD'S REVIEW . a matter of deliberate policy . The fifty - sixth Annual General Meeting of Harrods After twenty years of inflation in ... Found inside94–7),R. F. Harrods's The Life ofJohn Maynard Keynes (1951; von Fieandt, 1951,pp. 240–4), PhilipCh. ... The exchange rate policy was one of the key policies inFinland in whichthe centralbank played an important role. It is owned by the state of Qatar via its sovereign wealth fund, the Qatar Investment Authority.The Harrods brand also applies to other enterprises undertaken by the Harrods group of companies including Harrods Estates, Harrods Aviation and Air Harrods.. If the above link doesn't work, send a PM containing the username (starting with u/) to the bot, WatchExBot Receive all latest updates and answers right into your inbox. This house was built in 1982. I purchased this watch directly from Harrods at the end of August after waiting a little over 9 months for the call. Become a Harrods Rewards Member. The supply of dollars in the market for foreign exchange comes from net capital outflow; the demand for dollars in the market for foreign exchange comes from net exports. Returns Policy. IN-SHOP RETURN POLICY. Found inside – Page 315Economic Problems and Policies Harry G. Johnson. with the main references , see John H. Auten , " Counter - Speculation and the Forward Exchange Market , " Journal of Political Economy , Vol . LXIX , No. 1 , February 1961 , pp , 49-56 . A Microsoft 365 subscription offers an ad-free interface, custom domains, enhanced security options, the full desktop version of Office, and 1 TB of cloud storage. If you’ve made a purchase at one of our international MOSCOT Shops please contact support@moscot.com or call us 1-866-667-2687. 51% of online shoppers say that they avoid retailers with a strict return policy. View Denis McCarthy's profile on LinkedIn, the world's largest professional community. Refund and Exchange Policy. Harrods plunged £68m into the red last year after pandemic lockdowns halved its revenues, according to recently published accounts, and the luxury department store is now facing a strike by dozens of restaurant workers.During a year in which visitor numbers to London plummeted and stores had to close for weeks… Found inside – Page 89A raising of the exchange rate is just a rare cure - all countermeasure that attains three policy objectives —the high ... 3 ) " How good is the 1 ) There are Mr. Harrods and Mr. Meade's studies about policy standards for a rational ... Buy on Harrods (US) Harrods $71.00. Returns will be processed within 7-10 business days of our receipt of your item. Food. Harrods. But why haven’t I received my refund yet? Harrods' revamped Dining Hall is a welcome pitstop amid the hurly-burly Lobster, served in myriad fashionably accessorised guises, takes centre stage at a host of restaurants in the flamboyantly . Found inside – Page 199... 31, 114 Europe of the Regions viii European Union 25, 51 European Union policies 20 Exchange Rate Mechanism 15, ... 169 Green Party (UK) 107 Guildford 129 Hard ECU 163–4 Harrods 61 health policy 26, 94 Helms-Burton 154 hereditary ... That way we can provide you with the . Found inside – Page 282Policy Exchange fringe event at Lib Dem conference, September 2012: http://www.policyexchange.org.uk/modevents/item/deliveringa. pipe-dream-making ... MPs were paid to plant questions says Harrods chief", Guardian, 20 October 1994. View at Amazon. Please note: We can only accept returns on products that were purchased at one of our six U.S. MOSCOT Shops. Purchases made in store from 1 November 2020 can be returned up to and including 10 May 2021. You must notify us within 3 days of delivery by writing to harrods-clothing@gmail.com or by calling at +923087003358 (10AM-06PM, Monday-Saturday). Two of which are for clothes, purses and other fashion items: Ferragamo, Gucci, Alexander McQueen, etc; the other is for chocolates and fine food. The watch is unworn and comes with the full set: watch, 5 year international warranty, additional NATO strap, inner and outer box & original receipt. QNB First Life Rewards is a total relationship loyalty program which rewards you with points on your accumulated relationship with QNB, not just on card spending. Yes, currently our Click & Collect service is available at the following locations: Harrods Knightsbridge. The home at 5607 Harrods Cove is 1336 square feet and sits on a 0.00 acre lot and has 2 bedrooms and 2.00 baths. Non-Returnable Items exempt from cancellation: - Bespoke / Made to Order Products. Selling my Tudor Black Bay Harrods edition, nearly new. Over 106 years of eyewear expertise & dedication to crafting quality frames. The item(s) does not match the original specifications of the product or is found to be not the same as you had actually purchased. MARFA STANCE $1,491.00. Found inside... a cash-for-questions scandal where MPs accepted money from Harrods owner Mohammed Al Fayed in exchange for asking certain ... There was also an inquiry into the government changing its policy on arms exports to Iraq and deliberately ... Found inside – Page 156The wealth of one millionaire goes just as far as that of another in Monte Carlo or when shopping at Harrods, ... 2.6.5 provide a second set of wealth distribution estimates based on PPP comparisons rather than official exchange rates. Departs from the family archive but still shares the same great DNA. Sale Goods: Sale items or special purchases b. Enjoy 10% off your first online purchase and stay up to date on all things MOSCOT. TODAY'S BEST DEALS. Found inside – Page 17In the first nine months of operation multiple exchange rates showed a profit of 91m . pesos made out of the business ... The second set of difficulties created for British firms by the Argentine government's exchange policy concerned ... To give you the most accurate and up to date information on 9 Harrods Landing Dr, GarrettsRealty.com, is updated every 15 minutes directly from the local MLS. Buy on Harrods (US) MARFA STANCE $1,491.00. Where different forms of tenders are used, assumption will be that forms of tender eligible for shopping credit refund will be exhausted before other forms of tender are refunded. Sustainability. The item(s) is faulty, damaged or defective at the time of delivery. Returns Policy. Found inside – Page 990... of two hundred years the Royal Exchange Assurance has gathered rivalled experience for the benefit of its policy ... ROYAL EXCHANGE , LONDON , E.C. 3 THE Harrods Yeltra INZ BY 0000 The world - famous Coat for all weathers Harrods ... As such the watch comes with a full 5 years warranty (Well about 4.5 now) full kit, outer box, inner box, white sleeve, along . Theme can be used to create a professional Q&A community. All items can be returned except the following. If you made your purchase in cash, MOSCOT Shop Credit will be issued. Harrods of London sells stock to the General Electric pension fund. Plain or with truffles. Please send back your return or exchange via the provided pre-paid shipping label. Where a complimentary gift has been issued with a purchase, the gift must also be returned. Amanda has 5 jobs listed on their profile. If you wish to return Product(s) previously purchased in store or online in any of our four stores, we are offering a full refund or exchange (if available) up to twenty-eight (28) days after our stores reopen. Denis has 5 jobs listed on their profile. Let your points take you on a shopping spree at Harrods. 1 Answer. Be very careful when giving them your hard earned money and be sure to find out about their bait and switch, punitive return policy before you buy anything. A representative from the Royal Exchange branch sent me a payment link which expired before I could process the payment, I replied to the email requesting a second link; a representative began an . Found inside – Page 531Cautious financial policies have always been a However , because ' Harrods has become ... shares was backed by at least £ 5 worth of assets shop in the village of Knightsbridge in 1849 , against a Stock Exchange price of around £ 3 . No fair keeping MOSCOT all to yourself! Mastercard® Standard Debit Card benefits. Nov 2019 - Aug 20211 year 10 months. As much a London landmark as it is a store, it has certainly picked up an interesting factor or two […] Found inside – Page 357The policy never worked, but it led to a series of spectacular and devtwelve. Bombs in pubs in Guildford and Birmingham kill twenty-four people. The famous London shop Harrods is also bombed, but no one is killed. $71.00. If it's not love at first sight, MOSCOT will gladly accept returns as follows: We accept returns of MOSCOT Frames, MOSCOT Clip-ons and MOSCOT Sunglasses within 10 days of your dispense. Found inside – Page 61Fayed of Harrods is generally considered as earning millions if not an order greater. He for many years was able to do a deal with Inland Revenue to pay sums over many years ... Exchange control is too blunt an economic tool for such ... Returns that do not meet our policy will be sent back to you. Harrods wants it both ways and, in my opinion, the return policy is a very sharp practice. We've developed a suite of premium Outlook features for people with advanced email and calendar needs. Found inside – Page 100Businessman and owner of the prestigious Harrods store, Mohamed Al Fayed recalls hiring Greer after being told by him ... Christmas hampers, Harrods gift vouchers, and a family holiday at the Ritz Hotel in Paris in exchange for asking ... 51% of online shoppers say that they avoid retailers with a strict return policy. Found inside – Page 774Now plenty of chocolates is a policy that may be embarked upon safely only if the powders for face and Useful and dainty ... Harrods here offer such a case : of a surprising weight , handsome in design and carried out in 9 - carat gold ... • Take effective control of departmental attendance & absence levels. Found inside – Page 25WAR ND flop round the earth till you're dead - but you will never get away from the fame which is Harrods . ... as a part of Harrods ' some of the Harrods ads , one particuworld - wide policy , further stating LONDON , MADAM larly which ... All your personal and business payments, expenses, and currency accounts in one place. u/MrKumar23 has 0 Transactions.. View MrKumar23's 7-day post history.. Post Title: "[WTS] Tudor Black Bay Harrods - Full Kit"CLICK HERE to learn how to leave feedback and update your user flair.. Click send on this message to get a detailed look at this users transaction history.. • Develop the Security section to maximise team performance. All products purchased from Harrods Clothing can be exchanged within 7 days of purchase only if:-The item(s) is faulty, damaged or defective at the time of delivery. She then relocated back to Iran where she gained knowledge in high-end residential & commercial markets, as well as a wider knowledge in FF&E. She gained experience in working for Record Design office where she designed and implemented the interior of Tehran's Stock exchange as well as interior design of branches of a private bank. Found inside – Page 312Theory and Policy Paul R. Krugman, Maurice Obstfeld. HAVE DOLLARS , WILL TRAVEL From December 1983 to January ... One of the stores , Harrods , even placed a joint ad with Pan Am airlines and American Express in the New York Times . 5m 18 Transactions. Find how to shop at Farfetch and discover the most asked questions about shipping, payment and Farfetch's returns policy. Apr 2013 - Jul 20163 years 4 months. How to exchange your purchase. Plus, our Rewards card is now available to download to your phone, so you'll always have it with you. Found insideFormerly President of Cott Corporation and Governor of McGill University and the Toronto Stock Exchange, Reisman is a prime ... Nor was Selfridges in London's Oxford Street, Fortnum & Mason in Piccadilly, or Harrods in Kensington. If your prescription has changed within 30 days of receiving your glasses, MOSCOT will remake your lenses with the new prescription! Harrods is contemplating acquiring Selfridge. Found inside – Page 364Theory and Policy in an Historical Context G. Harcourt, Peter Kriesler, Joseph Halevi, John Nevile. propensity to save, 38, 170, 226, 260, 282n6, 286, 339 Harrods' approach, 296, 306 Kalecki's approach, 38 level of industrialization and ... £59.95. If a purchase is paid with cash, a refund will be issued in cash. However, this is subject to the discretion of the manager of the department where the goods were purchased and is . A clean and minimal question and answer theme for WordPress and AnsPress. Share some MOSCOT love! The store occupies a 5-acre (2 ha) site and . Timestamp. 22 Market Place, Henley-on-Thames RG9 2AH. Harrod's CFO concludes that the combined firm with synergy will be worth $1 billion, and Selfridge can be acquired at a premium of $100 million. Obviously, it's important that you have a solid return or exchange policy, and that it's easily accessible for customers. Joining the signature Harrods accessory line-up, the St James collection celebrates pared-back elegance . Be very careful when giving them your hard earned money and be sure to find out about their bait and switch, punitive return policy before you buy anything. H beauty Lakeside. See the complete profile on LinkedIn and discover Amanda's connections and jobs at similar companies. Here are a few benefits of having a visible, easy-to-understand return policy: Increased conversions and purchases Powerful marketing tool The 123-year old Harrods Bank, based on the second floor of the famously upmarket Knightsbridge department store, where it quietly caters to well-heeled customers typically with a spare £250,000 or so to deposit and who rarely let their current account balances dip below £5,000, has signed a tie-up with World First, a fintech money changer that was founded in a basement in Stockwell. Throughout the site, the terms "we", "us" and "our" refer to Harrods Clothing . The ultimate way to experience Harrods, become a Rewards member to earn points on your purchases, get Cash Rewards, unlock member-only benefits and gain exclusive access to Sales and events. Found inside – Page 149Harrods saw its future with Debenhams because the group's interests would , according to Sir Richard , ' continue as separate entities carrying on their traditional type of business ' . By merging , there would be an exchange of ... Store and online purchases can be returned to any of our four stores for a full refund or exchange within 28 days. There are 10+ professionals named "Shaun Drummond", who use LinkedIn to exchange information, ideas, and opportunities. Found inside – Page 330In spite of Harrod's ' horror of public debates ' ( which , he believed , flower the prestige of economists in the public estimation ' ) , some of the most interesting and informative exchanges were in the form of controversies ... In return, our cutting edge software and technology solutions deliver strong results in terms of efficiency, control, quality, brand reputation and profit. Knightsbridge. Good genes run in the family. Your refund will be applied to the payment method you used to purchase the item and the credit will post to your account according to the . There are 40+ professionals named "Christopher Lonsdale", who use LinkedIn to exchange information, ideas, and . Returns or Exchanges With a Receipt: Receipts are valid for 60 days from date of purchase. You are viewing the Official Louisville MLS listing details of the home for sale at 9 Harrods Landing Dr Prospect, KY 40059, which features 2 . Found inside – Page 134If profits on exchange in 1967-68 are eliminated pre - tax profits of Harrods ( Buenos Aires ) have improved by a ... is vigorously pursuing overseas markets and is confident that this policy will prove fruitful in the years ahead . $1,491.00. It elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Monarch Airlines Security. reCAPTCHA is a free service from Google that helps protect websites from spam and abuse. MOSCOT reserves the right to refuse transactions, shipments and returns on all MOSCOT orders. It may take up to 10 business days for your return to reflect in your bank account depending on your bank’s processing time. 8 reviews for Harrods, 4.0 stars: 'I love Hermes. - Engraved Tools. See the complete profile on LinkedIn and discover Denis' connections and jobs at similar companies. If Harrods offers 15 million shares of its stock in exchange for the 20 million shares of Selfridge, what will the stock price of Harrods be after the acquisition?b. Through the decades, The LEMTOSH has proven to be an iconic piece of MOSCOT history. Found inside – Page 585Harrods 49. Mr. Wilson : To ask the Secretary of State for Trade and Industry what representations he has received on the ... the system for the rapid exchange of information on consumer products , the European home and leisure accident ... Liked by Mia Collins. Please e-mail support@moscot.com or call us at 1-866-667-2687 if you have any questions regarding your return or refund! Customers are strongly advised to read this store policy statement Unwanted Goods: Unwanted goods may be returned for a refund or exchange if returned in their original condition within 14 days with proof of purchase. Tue 3 Jul 2012 11.40 EDT. 3 years ago we started the transformation from Personal Shopping to Private Shopping, which was and still is, simply putting clients & their…. The item(s) must be in its original condition: unused, unworn, and free of damage. What are the product returns, store refunds and exchanges policies. The documents that must be . Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Whether you’re a MOSCOT collector or visiting for the very first time, we’re here to assist! I tried to order a bracelet for my wife online. Great opportunity to move your business to a highly visible fully climate controlled flex building along one of Louisville's strongest retail corridors. PLEASE NOTE: THE BELOW POLICY IS FOR PURCHASES MADE IN A UNITED STATES SHOP. Global MOSCOT Shops and hundreds of authorized stockists worldwide. Refunds will be made against the original form of tender except in respect of purchases made by cash, cheque/traveller’s cheque or gift voucher/gift card which will be refunded by way of shopping credit. Harrods, the world's most famous department store online with the latest men's and women's designer fashion, luxury gifts, food and accessories. Found inside – Page 256... Victory alone remained of the once - proud Mother of Parlia The prize - fight for Harrods dragged on for cliffe . ... mind by the idea ously seeking to ruin themselves in exchange for role of monetary policy- and most people seeria ... Album. Call today on 07540466743. Found inside – Page 105In these circumstances the board are only exercising a prudent policy HARRODS ( BUENOS AIRES ) in transferring ... Last year Though they show the outlook to be promising , how £ 249,543 had to be allowed for exchange loss on net long ... . - Live Pest Control. If you want to go all-out glam this Christmas, then these Swarovski Crystal Christmas crackers are sure to impress your guests on the big day. We’re here for you! Harrods wants it both ways and, in my opinion, the return policy is a very sharp practice. The item(s) must be in its original condition: unused, unworn, and free of damage. | We have been providing expertise in . Found inside – Page 46So, 'Christmas may be celebrated by an exchange of gifts from Woolworth's, a few glasses of beer and a chicken from a broiler factory; or by an exchange of gifts in the best tradition of Harrods or Heal's, together with all the ... Anything is missing from the package including price tags, labels, original packing, freebies, and accessories. Charles Henry Harrod opened it in 1834 when he was only 25 years old and today it is still a major shopping destination. Found inside – Page 224The Xmas Gift Problem solved – by Gillette Gillette Harrods Harrods for the Best of Everything Newest Bags A ... The directors announce that they propose to continue their policy of opening new depots wherever possible , and we think ... If you wish to exchange an item, rather than return it for a refund, this can only be done in our stores, not by courier or post. Team leader for Audio&Sound department. It's an easy-to understand and simple-to-use process to earn and redeem points. This means that there will be significantly fewer examples of this watch than the other Black Bay models when it goes out of production. House of Fraser is a British department store group with 44 outlets across the United Kingdom, which is now part of Frasers Group.It was established in Glasgow, Scotland in 1849 as Arthur and Fraser.By 1891, it was known as Fraser & Sons.The company grew steadily during the early 20th century, and after the Second World War a large number of acquisitions transformed the company into a national . Supplier Exchange: Supplier Visibility. At Harvey Norman Online we want our customers to be completely satisfied with their purchases. We promised you another game changing retail brand for St James Quarter , for Edinburgh and Scotland . IF YOU MADE YOUR PURCHASE ONLINE ON MOSCOT.COM PLEASE REFERENCE OUR RETURN POLICYÂ. . Found inside – Page 100The CORRESPONDENCE CLUB is an open and informal forum where we exchange information and ideas about current issues The ... self-contained service apartment in Knightsbndge, near Harrods Fully equipped kitchen-dinette, bathroom, phone, ... Harrods' CFO concludes that the combined firm with synergy will be worth £1 billion, and Selfridge can be acquired at a premium of £100 million.a. From May 18, select Harrods customers will be able to remotely browse shelves that hold some of London's most expensive items, including a £19,565 ($24,300) Ralph Lauren RL, +0.76% bag for men . For returns that were purchased using a guest account on Harrods.com, please use our online return form to create a return using your guest checkout details. Send your purchase back to us. Date of Last Update: November 10 th, 2020. Returns Policy. In 1836, Charles Henry Harrod found himself in a prison hulk awaiting transportation to Tasmania for seven years’ hard labour. . This house was built in 1980. A "CAPTCHA" is a turing test to tell human and bots apart. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Return & Exchange Policy If for any reason you are not satisfied with an item you receive from kissykissy.com, we will be happy to issue a return or exchange, within 30 days of delivery, provided that the item is still in its original packaging and has not been worn or washed. Found inside – Page 122... where the donor handed the donee a key to a trunk, which contained a key to a safe deposit box in Harrods. ... by a third party in favour of the donor,74 a promissory note or bill of exchange,75 and a policy of insurance effected on ... They have foie gras in a can or in a bottle. Such scenarios include but are not limited to the following: Harrods Clothing does not offer a “refund” or “Money Back Guarantee” on purchased items. Yamazaki 55 is a blend of single malts that includes components distilled in 1960 under the eye of Shinjiro Torii, who founded House of Suntory in 1923. This website is operated by Harrods Clothing. Charbonnel et Walker and other British chocolates. After a bit more searching, I found where this subject was brought up on a message board dedicated to nothing but the discussion of fonts (if you can believe that such a thing exists). Harrods St James Shoulder Bag. Exchange request is made outside the specified time frame. - Cut to Size Netting. Marfa Stance The Signature Quilt Coat. . Customers are strongly advised to read this store policy statement Unwanted Goods: Unwanted goods may be returned for a refund or exchange if returned in their original condition within 14 days with proof of purchase.

What Is The Next Ex-dividend Date For Bp, Hyundai 3hp 100-litre Air Compressor, Chkdsk External Drive Windows 10, Mansions In Negril, Jamaica, Computer Keyboard And Mouse, Good Night Thankful Prayer,